23
Oct
12

OAKVILLE & ME

In this economic time when lenders are tighter with their money and much more selective on whom they will lend it to, it is extremely important to maintain a good credit score and learn how to improve not so good one.

So, let’s just confirm some known facts.

If your score is higher than 680, most of time times, you will get the mortgage with good terms and best rates.

If you are between (640 to 679), you will probably qualify for the mortgage, but the lender may require more down payment and application must be strong.

Even if your score is very weak (620-639), some lenders might give you a mortgage with High Down payments, Much higher interest rates and not so flexible terms.

Now, we all want the best rates and terms possible…but our score had just shut that door for us!

LETS IMPROVE OUR SCORE:

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Jennifer Ferri, Owner

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